Let mi give all of u a maths lesson today!

When school starts on 6th August 2007...

Each year i will have to pay $6,110.

as quoted from the Admission Handbook for Freshmen,
i will also be liable to pay fer the following..

Registration Fee - $15.75
Students' Union Entrance Fee - $10.50
Students' Union Subscription Fee - $25.20
Computer Fee - $13.65
Laboratory Fee - $15.75
University Copyright Licence Fee - $7.00
Student Health Service Fees - $53.50
Sports Fee - $25.20
Insurance - $3.60
Amenities Fee - $12.60

and becos i'm a Singapore Permanent Resident(PR),
tis is meant fer mi as well!
Group Hospitalisation and Surgical Insurance - $ 69.00

As i hab alreadi signed the Tuition Fee Loan last fri,
it allows mi to loan up to 90% of my tuition fees,
so thankfully,
i will onli nid to pay $611 in cash NOW.

therefore, when school starts,
i nid to pay a total of $862.75.

here comes the soul of this lesson.
Wad abt the repayment of loan?
current interest rate stands at 4.75%.
round it off to 5%.
upon graduation,
interest will be charge by monthly basis.
5% x 12 = 60%
i'm studying fer 4 years.
the amt i loan can amount up to approximately 22k.
assuming there is a 60% interest charge on tis amt,
i will nid to pay approximately 36k.
woo.

the solution to my upcoming financial crisis?

my annual tuition fee is $6110.
my monthly tuition fee would be ~$510.
i nid to save tis amount every month to be able to repay back the full loan b4 they charge mi wif interest.
and i'm onli paid $7/hr now.
wah.
in order to lessen my burden,
i must study extra hard too.
hopefully i will be able to qualify fer the scholarship fer undergraduate from my 2nd year onwards !
tis means they will pay $3000 out of $6110 of my tuition fee.
woo!

HAIX.
but it's FOUR years.
HOW CAN I SURVIVE?
( 2 yrs of such life in jc is realli tough enuff alreadi. )
realise tat i haben include my transport fee,
my allowance,
my BILLS(water and electrical bill, house's phone bill, mum's phone bill, my own phone bill, TAX),
my shopping allowance,
household allowance(to buy daily necessities, to ease sudden financial crisis of my sibilings)
and most imptly,
all my frens' B`dae budget.
all these would, at least, amount up to $500/month.

SO..
i nid to earn at least $1000/month AFTER my sch starts and still ACE in my studies to ensure i will not become bankrupt b4 i even start earning proper money.
Assuming i'm paid $7/hr,
and one month hab 4 weeks,
i nid to contribute 20% to cpf,
i will nid to complete 42 labour hours per week!
i onli work a max of 4.5 hrs/night.
tis means i nid to work 9.5 days/week. LOL!
interesting.

i hab so many dreams to pursue,
so many hopes to fulfil.
but where do i find time?
and how could i bear to drag him into tis miserable life of mine?
):

P.S. does being poor means i will nid to short-change myself? ):